Our Rates Interest Rates DescriptionInterest (% pa)Effective Date 1 Ghana Reference Rate 15.68(+ Margin) 07-JAN-2026 2 Savings 0-3.0 01-JUNE-2025 3 Call 0-4.5 01-JUNE-2025 Fixed Deposits (week ending January 16, 2026) Tier (GHS)30-days60-days91-days182-days365-days 20k 2.00 2.50 3.00 TBD TBD >20 - 25k 3.00 3.50 3.75 TBD TBD >25 - 50k 3.75 4.00 4.25 TBD TBD >50 - 100k 4.25 4.50 4.75 TBD TBD >100k- 500k 4.75 5.00 5.25 TBD TBD >500k-5m 5.25 5.50 5.75 TBD TBD Above 5m 5.75 6.00 6.25 TBD TBD Daily Indicative Exchange Rates (Jan 16, 2026) CurrencyCodeRemittancesCash Rates Bank Buy(GHc) Bank Sell (GHc) Bank Buy(GHc) Bank Sell (GHc) United States Dollars USD 10.4500 11.0000 10.4500 11.3300 Great Britain Pound GBP 13.9700 14.7400 13.9700 15.1800 Euro EUR 12.1200 12.7800 12.1200 13.1600 Rates are indicative and for guidance purposes only. Kindly contact your RM or branch for a firm quote. Applicable rates for foreign card transactions may differ from published rates.
