Fidelity Reserve Account Learn More × Type Details Fidelity Reserve Account Whatever you are saving for, the Fidelity Reserve account makes it easier to achieve your target with ease and convenience. Benefits: No monthly account maintenance fee Earn interest on your savings Free internal transfer and standing order from your transactional account Allows up to three (3) free withdrawal per month * Use your savings to secure a loan Features: Minimum account opening amount – GHC50 Minimum operating balance is GHc50 Interest is calculated and paid monthly No checkbook issued on account Access to Visa debit card and mobile App 3 free withdrawals allowed per month *(More than three (3) withdrawal in a month attract a penalty and forfeiture of interest at the end of the month) Fidelity Easy Save Account Fidelity Easy Save Account Learn More × Type Details Fidelity Easy Save Account Save as you spend with the Fidelity Easy Save Account (FESA). Enjoy automatic savings from your transaction account to your FESA whenever you make withdrawal, payment or transfer on your account. FESA FAQs: Download Here. Benefits: Open account with ease in less than 1 minute via your mobile phone- dial *776# Automatically save anytime you spend Start savings with as low as GHs5 or more No monthly account service charge Free SMS notification on your savings Track your savings on your Fidelity Mobile App Earn interest on your savings Features: Accessible to existing Fidelity customers Open FESA account via *776# Interest is calculated daily and paid every month No monthly account service charge No account opening balance required Choose from GHc5, GHc10, GHc20, GHc50 or GHc100 savings per transaction Minimum savings period is 36 months 1 free withdrawal allowed every calendar year – can withdraw up to 25% total savings per year Can link multiple personal accounts to your FESA. Simply dial *776# and selected Easy Save (option 6) to sign-up Fidelity Reserve Account Fidelity Smart Account Fidelity Smart Account Learn More × Type Details Fidelity Smart Account No matter how low your income is, secure and manage your money the smart way with the Fidelity Smart Account. Get an instant bank account and a debit card with just a valid national ID, and enjoy an easy banking experience wherever you go. Benefits Get an instant bank account with any valid national ID Receive remittance or transfer from abroad and any bank in Ghana Link your account to your mobile money wallet and access your funds anywhere Earn competitive interest rate on your account balance Open account with a minimum of GHS20 No monthly account service charge Access your account perform banking transactions on your phone Get a debit card and access your account from any ATM in Ghana Feature Minimum opening balance is GHS20 Minimum operating balance is GHS5 No Monthly account service charge Maximum daily withdrawal limit is GHS 10,000 Unlimited number of withdrawals in a month No limit on account balance Access to Fidelity Visa debit card (card issuance and maintenance fee apply) Fidelity Easy Save Account Fidelity SMART Goal Account Fidelity SMART Goal Account Learn More × Type Details Fidelity SMART Goal Account The Fidelity SMART Goal Account offers you a flexible and convenient way of saving to achieve your short-to-long term financial goals. Whether you are saving for your child’s education, raising funds for your first business, or simply saving money for that special occasion, make that smart move today with the Fidelity Smart Goal Account. Benefits Free embedded personal insurance cover worth up to GHS6,900 (Terms and Conditions apply) against: Hospitalization for 30 days annually (GHS30 per day on admission) Total Permanent Disability up to GHS3,000 Farewell/ Death up to GHS3,000 (Terms and Conditions apply- click for details) Earn competitive interest on your savings up to 7% p.a. No monthly account maintenance fee Start with as low as GHS30 per month or more Free Standing Order to fund your Smart Goal from your main account Track your savings goal via your Fidelity Mobile App or *776# Features Interest is calculated daily and paid monthly Minimum monthly savings is GHS30 Minimum balance to enjoy free insurance cover is GHS600 plus monthly savings Fidelity Smart Account Fixed Term Deposit Fixed Term Deposit Learn More × Type Details Fixed Term Deposit Our Fixed Deposit investment guarantees the security of your funds at high-interest rates than savings accounts. It offers you the flexibility to choose your preferred term of investment and an option to roll-over automatically. Benefits: Enjoy rewarding yields on your funds at competitive interest rates Flexible investment terms; from 30-day, 90-day, 180-day, and 365-day tenure No monthly or administrative fees Can be used to secure a loan facility Easily track your investment Features: The minimum investment amount is GHS20,000 Interest rate based on the bank’s prevailing rate Choose from 30-day, 90-day, 180-day, and 365-day investment term Early redemption of investment attracts penal charge on the accrued interest Fidelity SMART Goal Account Fees & Rates Click here to download our tariff guide.
